SyncPay creates the data layer behind every transaction. It generates a unique code for each payment, connects POS systems, links payments to itemised records, and lets banks, apps, and platforms resolve the full transaction context in real time.
02
Insight
Merchant Analytics & Consumer Budgeting
Verified itemised transaction data turns every sale into useful intelligence. Merchants understand what was actually purchased, while consumers get smarter budgeting based on real products, not vague bank categories.
03
Accounts
Accounting Software Integration
SyncPay sends clean itemised transaction data into accounting platforms. Purchases can be matched, categorised, and reconciled automatically, reducing manual entry, missing receipts, and messy bank feeds.
04
Loyalty
Payment-Native Loyalty
The payment becomes the loyalty event. No app scan, no card, no extra step. Rewards can trigger automatically from verified purchases, specific items, spend rules, or merchant campaigns.
05
Protect
Cross-Platform Fraud Detection
Fraud signals from every processor aggregate into one risk score, so banks can block in real time and merchants are warned before they ship. Disputes are flagged before they become chargebacks, and refunds or cancellations update every party the moment they happen.
06
Verify
Verifiable Transaction Records
One permanent record per payment, with GST, categories, and itemised proof captured at the point of sale. It stands as evidence for warranty claims, insurance, returns, ATO deductions, and government audits, instead of screenshots or lost receipts.
03 Contact
Build the future with us
SyncPay is seeking neobank pilots and POS partnerships. If you're building serious financial infrastructure, let's talk.
Banks & Neobanks
Neobank Pilot Program
Integrate transaction record display natively into your app. Be the first bank to show customers what they actually bought. Pilot-ready today.
SyncPay Pty Ltd operates a fintech infrastructure platform that generates a unique transaction code for each card payment, linking it to itemised receipt data. These Terms govern your use of syncpay.au and all associated services.
2 · Acceptance
By accessing or using SyncPay you agree to these Terms. They apply to all users, businesses, consumers, accountants, and API integrators.
3–5 · Use & Accounts
Use the service lawfully. Customer and Consumer user classes have separate account and billing rules. Keep your credentials secure.
6 · Billing
Merchants are not charged for the merchant portal or for the receipt records generated from their transactions. Paid partner arrangements are set out in a separate written agreement.
SyncPay collects transaction metadata (merchant, amount, date, unique transaction code) to enable receipt lookup and reconciliation. We do not store full card numbers or PII beyond what you explicitly provide.
Consumer Privacy
Consumers retain full control. Bank data is encrypted; you can revoke access anytime. Transaction code lookups are anonymous — no login required.
Data Retention & Deletion
We retain data for billing and legal compliance. You can request erasure under GDPR. Deleted data is purged within 30 days.
